Emily Ricard

With a career in community banking that began in 2016, Emily Ricard is a dedicated financial professional who brings expertise in treasury services, strategic client management, and financial solutions to Machias Savings Bank’s Treasury Services team in New Hampshire.

Emily’s expertise in working capital analysis and financial planning helps her develop tailored financial solutions for business banking clients. Her commitment to excellence, collaborative spirit, and attention to detail make her an invaluable partner to businesses seeking innovative financial solutions and growth opportunities.

“I’m excited to be joining Machias Savings Bank, where I will have the opportunity to share my passion for partnering with businesses to help them thrive. By improving efficiency, optimizing cash flow, and minimizing risk, I am committed to creating solutions that will drive sustainable success.”

Emily is deeply committed to her community in New Hampshire, where she fosters connections and supports leadership development. She serves as Chair of the Concord Young Professionals Network and contributes to the Capital Area Student Leadership program, mentoring students to build networks and develop leadership skills. She also serves on the Board of Directors for the Concord Historical Society.