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When We Say YES

We build a better New Hampshire, together.

Machias (Muh-CHAI-us) sounds a lot like Machi-YES! Saying “yes” is in our name and at the heart of everything we do. With quick, local decision-making, and a culture that delivers above and beyond, we’re the bank of Yes!

 

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Our Commitment to New Hampshire

For more than 150 years, Machias Savings Bank has been moving Maine forward with banking solutions people need to find their “yes!” Now, we’re bringing that same commitment to New Hampshire with our first location at 900 Elm Street in Manchester. This expansion allows us to better serve our growing New Hampshire customer base, which we’ve been proudly partnering with for over a decade. With local decision-making, personalized service, and a full suite of solutions, we’re here to meet the unique needs of those in the region.

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Meet the Team

Local Experts. Trusted Partners.

We’re thrilled to introduce the talented team behind our expansion in New Hampshire. Ben Wheeler, Regional Vice President, and Emily Ricard, VP, Treasury Services Officer, bring deep expertise, strong community connections, and a shared commitment to helping New Hampshire businesses thrive. With decades of combined experience and a hands on, relationship-first approach, they’re ready to build partnerships that move businesses forward across the state.

Ready to grow your business with local experts by your side?

Let’s talk! Ben and Emily are here to help you find your “YES!”

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Our Tailored Solutions

We’ll handle the financial heavy lifting so you can focus on what matters – saying “Yes!” to building, expanding, and thriving in New Hampshire.

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Operational Efficiency

With the support of our dedicated Treasury Services team, simplify payroll and manage cash flow with solutions built for businesses of every size. ACH and wire payments make it easy to pay employees and vendors quickly – keeping your operations running smoothly.

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Secure Deposits

Protect your business’s funds with secure, flexible deposit options. Whether you’re making daily deposits or managing large balances, we offer convenient solutions and additional FDIC insurance available for peace of mind.

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Credit Cards

A smart and secure way to manage everyday business expenses. Our business credit cards offer controlled spending limits, easy expense tracking, and enhanced security to keep your finances organized and protected.

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Business Loans

Whether you’re expanding, investing in new equipment, or looking for working capital, our lending solutions are designed to meet the needs of growing New Hampshire businesses – with personalized guidance every step of the way.

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Fraud Protection

Safeguard your business with Positive Pay, ACH Positive Pay, customizable alerts, and tailored employee permissions. Our team provides expert support to help you strengthen financial controls and keep your business secure.

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Personal Banking

From everyday banking to savings and mortgages, we offer flexible solutions and digital tools to support every stage of your financial journey.

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I am extremely excited to become a part of the Machias Savings Bank commercial banking team and continue the focus on growing the New Hampshire market. Given our true local decision-making, ease of doing business, and commitment to helping businesses grow in our market area, we are looking forward to meeting your current and future business banking needs.

Ben Wheeler Regional Senior Vice President - New Hampshire

I’m excited to be joining Machias Savings Bank, where I will have the opportunity to share my passion for partnering with businesses to help them thrive. By improving efficiency, optimizing cash flow, and minimizing risk, I am committed to creating solutions that will drive sustainable success.

Emily Ricard VP, Treasury Services Officer
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Awards

A Culture of Success, A Commitment To You

At Machias Savings Bank, our people are the foundation of everything we do-and we’re excited to bring that dedication to New Hampshire. Recognized as one of the Best Places to Work in Maine by MESHRM for 17 years and one of American Banker’s Best Banks to Work for 10 years running, our team is known for going above and beyond. Now, that same passion and service-first mindset is ready to support the New Hampshire community through meaningful relationships, personalized solutions, and a commitment to helping you find your “yes!”

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