My MSB Certificate of Deposit | Machias Savings Bank in Maine

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Limited Time

CD Special

7 Month | 5.0% APY*

Guaranteed returns to help your business save for what’s next!

My MSB Certificate of Deposit

Let Us Help You Grow Your Money

When you open a CD with Machias Savings Bank, you can expect these features:

  • $500 minimum balance to open
  • Interest can be drawn or left to compound1
  • Can pledge your CD account as collateral on a loan
  • We will automatically reinvest your account at maturity if there are no changes made within 10 days
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More Details About My MSB Certificate of Deposit


FDIC Insurance

Additional FDIC Insurance is available for amounts over $250,000.2



Account holders can withdraw the interest earned on the account or leave the interest to compound.1

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Online and Mobile Banking

MSB Online can give you real-time updates on your Certificate of Deposit balance.

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MSB Online

Handle Your Finances on the Go

Our MSB Online Mobile App offers a fast and convenient way to manage your money.

Our Disclosures

1 Certificate of Deposit early withdrawal penalties may apply and reduce earnings on the account.

2 Certificate of Deposit Account Registry Service Machias Savings Bank is pleased to be a participating member in the Certificate of Deposit Account Registry Service (CDARS). As a member of this service, Machias Savings Bank is able to offer clients a single financial institution in which to place their certificates of deposit that exceed the FDIC insured limit. With CDARS, Machias Savings Bank opens the client’s CD in the desired term, in amounts above of $250,000. Available FDIC coverage is then borrowed from other association banks across the country in order to insure the client’s full CD amount for the entire term of the CD. This system enables clients to maintain CDs at one financial institution instead of spreading them across multiple banks in order to take advantage of FDIC coverage.

*Annual Percentage Yield (APY) is accurate as of February 1,  2024 for a limited time only. $500 minimum deposit is required to open the account and obtain the advertised annual percentage yield.

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Exceptional Business Savings

Saving money is the foundation of any successful financial plan. Our Exceptional Business Savings account is a great place to let your money grow.

Learn More about MSB savings
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Essential Business Fund

Our Essential Business Fund account is a tiered interest-bearing savings account that gives you the option of not tying up your money for an extended period of time.

Learn More about MSB essential business fund
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Exceptional Checking

Whether you’re starting up a new business or focusing on growth, this non-interest-bearing account offers you all the banking essentials.

Learn More about exceptional business checking
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