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Online Banking Credit Card

My MSB Checking

One Account Made Simple and Convenient

Experience banking that’s easy and straightforward, designed with you in mind.

Open Account Open MSB Checking Account View Rates for My MSB Checking

My MSB Checking

Banking Solutions Tailored to Meet Your Everyday Needs

Our checking account details include:

  • $100 minimum opening balance
  • Option for paper or eStatements
  • Out-of-network ATM access rebates1
  • The higher the deposit balance, the greater the interest earned2
  • FDIC insured

More Details About My MSB Checking

Take advantage of benefits such as:

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Visa® Debit Card

Access your account anywhere with a Visa® debit card from MSB. Our convenient and secure debit cards are easy to use and offer additional protection.

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Online and Mobile Banking

Enjoy 24/7 access to all your banking information with MSB Online. Use your phone or desktop for a seamless banking experience.

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Checks

Need checks for bills or other purchases? Your first order of standard checks from MSB is free.

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ClickSwitch®

MSB is a proud partner of ClickSWITCH® to make moving your money or performing recurring electronic payments simple.

Learn More Learn more about clickswitch
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Bill Pay

Pay your bills anytime and on any device with MSB Bill Pay. Whether you want to set up scheduled or make one-time payments, our online Bill Pay ensures you never miss a payment again.

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My Overdraft Protection

This account offers My Overdraft Protection, which can cover the needed funds up to a predetermined limit ranging from $500 to $2500*

Frequently Asked Questions

The following are frequent questions regarding MSB’s checking account. If you have any further questions, please get in touch with our team today.

What Do I Need to Have Ready to Apply for an Account Online?
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To make opening your new account simple please have the following ready for each account owner:
  • mobile phone number
  • email address
  • social security number
  • Valid drivers license or state Issued ID
  • Physical address
Disclosure: all applicants must be US citizens at least 18 years of age and a Maine resident or an existing customer.
Our Disclosures
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1 Up to $25.00 in monthly ATM Rebates when using a non-Machias Savings Bank ATM in the United States. Accept the disclosed fee and we will refund the surcharge the next business day.

2 Checking account fees may apply and reduce earnings on the account.

*My Overdraft Protection is subject to credit approval.

My MSB Savings

MSB makes savings simplified with our savings account. High account balances result in increased interest rates to help you reach your financial goals sooner. Enjoy unlimited transactions and no minimum balance or monthly fee.

Learn More Learn more about MSB savings

My MSB Health Savings

If you have a high deductible health plan, save and earn with our health savings accounts. With no monthly fees and tax-free withdrawals and deposits, an HSA will help you easily handle medical expenses.

Learn More Learn more about My MSB Health Savings

My MSB Money Fund

Grow your money and enjoy easy access when you need it. The higher your deposit balance, the more interest you earn, and you can make in-person or online transactions whenever you need to.

Learn More Learn more about MSB money fund
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