Telephone (866) 416-9302 Contact Phone Locations ATMs & Branches Location Customer Support Customer Support Location
About Location Careers Location Community Location Search Link Search Page

We’re sorry, your browser is not supported.

For the best experience, we ask that you switch to the latest version of Chrome, Firefox, or Edge. If you would like to access your accounts before updating your browser, you can follow the links below.

Online Banking Credit Card

Fixed-Rate Mortgage

The Home of Your Dreams May Be Closer Than You Think.

A fixed-rate mortgage loan designed to help you purchase or refinance your home.

Apply Now For a Fixed-Rate Mortgage Contact Us With Our Mortgage Team

Fixed-Rate Mortgage

Determine Whether a Fixed-Rate Mortgage Might Suit You.

We work with each customer to create terms based on their individual strengths and needs, so it’s perfect for those in unique financial situations. Here are a few other benefits of applying for a fixed-rate mortgage financing:

  • Multiple loan terms are available
  • Low payment and closing costs
  • Competitive fixed rate
  • Minimal processing time Interest may be tax-deductible*

Fixed-Rate Mortgage Loan Details

Learn more about how we are ready to help you buy a home and meet your financial goals below.

icon/local

Local

With MSB, you get support from someone in your neighborhood. We do loan servicing and decision-making locally in Maine.

icon/fast response

Quick Response

We know that waiting is tough — especially for a home — so we act with a sense of urgency to get you the answers you need.

icon/application

Simple Application

We make buying a home more straightforward with a loan application you can fill out in minutes. Apply over the phone, in person, or online.

icon/mobile banking

Online and Mobile Banking

Wherever you are, you can use our website or mobile app to make loan payments or check your loan details.

icon/auto-payment

Auto Payments

Benefit from peace of mind, knowing your loan will get paid monthly, and you won’t have to log in or visit a local branch to pay.

icon/closing

Easy Closing

Our simple closing process lets you make your financial dreams a reality sooner.

Customer Portal Access

Our secure customer portal allows you to apply for and manage your mortgage application from your computer or mobile device.

Login Now To Our Mortgage Customer Portal

Talk to a Mortgage Specialist

Get to know our residential mortgage specialists at your local branch. Feel free to reach out online, over the phone, or in-person to discuss home mortgages.

Meet Our Team and reach out if you are interested in applying for a home mortgage

Get Ready to Apply

What should I bring to apply for a fixed-rate mortgage?
Dropdown
Before you apply online or visit a local branch, gather these documents to speed up the application process:
  • Current driver's license or photo ID
  • Most recent two (2) months of bank statements
  • Prior two (2) years of your tax returns
  • Prior two (2) years of your W-2 forms
  • Most recent 30 days of pay stubs Fully executed purchase agreement (if applicable)

Contact Us

"*" indicates required fields

First Name*
Last Name*
Do you currently bank with us?*
To protect your security when you communicate with us electronically, please DO NOT include confidential and personal information such as Social Security Numbers and account numbers.
This field is for validation purposes and should be left unchanged.
Secure Login with reCAPTCHA subject to Google Terms & Privacy
Our Disclosures
Dropdown

*Consult your tax advisor for more information.

My MSB Checking

Open a My MSB Checking account with no minimum balance or monthly fees. Enjoy banking that’s easy and straightforward, designed with you in mind.

Learn More About My MSB Checking

Personal Credit Cards

Whether you want a credit card with low rates or one that rewards you for traveling, we have a MasterCard® credit card to fit your needs at MSB.

Learn More About Personal Credit Cards

My MSB Savings

MSB makes savings simplified with our savings account. High account balances result in increased interest rates to help you reach your financial goals sooner. Enjoy unlimited transactions and no minimum balance or monthly fee.

Learn More About My MSB Savings
Close
Important Notice

By following this link, you will be leaving Machias Savings Bank’s website and visiting a non-affiliated third party website. Be sure to review their terms and conditions as you will be subject to their terms of use. Click Yes to proceed or No to remain in www.machiassavings.bank.

Would you like to proceed?

No