Exceptional Business Checking

Our non-interest-bearing commercial business checking account is tailored to your unique preferences.

You can enjoy the following benefits with our account:

No minimum balance
$500 minimum opening balance
No monthly service fees
First 500 items processed without any charge¹
FDIC-insured

More Details About Exceptional Business Checking

Access additional features to help you manage your finances efficiently such as:

Visa^® Debit Card

With our Visa^® Debit Card, you can conveniently access your funds for online or in-person transactions, keeping your cash flow readily available.

Online and Mobile Banking

Do you need to monitor your accounts on the go? MSB Online provides round-the-clock access to your business account from any mobile device or desktop.

Business Bill Pay

Access to Business Bill Pay is optional, and the first 10 checks every month are free of charge.² This useful feature enables you to establish one-time or recurring payments.

MSB Online Mobile App

Download our mobile app today to stay informed about your business right from your phone.

Frequently Asked Questions

The following are frequently asked questions regarding our Exceptional Checking account. To learn more, connect with our team.

What Do I Need to Apply for an Account Online?

To apply for a commercial Exceptional Checking Account, you must be at least 18 years old, a Maine resident or an existing MSB customer. You can be a signer or beneficial owner, which is any individual who, directly or indirectly through a contract, arrangement or other circumstances, owns 25% of the equity interest of the legal entity. You will need the following documents to open an account:

Valid driver's license or state-issued ID
Business Tax ID
Social Security number
Email address
Mobile phone number

Our Disclosures

1 $.50 per item over 500

2 $.75 per item charge after first 10 checks

Member FDIC

Exceptional Business Savings

Saving money is the foundation of any successful financial plan. Our Exceptional Business Savings account is a great place to let your money grow.

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Essential Business Fund

Our Essential Business Fund account is a tiered interest-bearing savings account that gives you the option of not tying up your money for an extended period of time.

Learn More